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An underestimated danger

Occupational disability means that you are no longer able to work in your own profession. This can be for reasons as common as burnout syndrome, chronic back pain or cancer. One out of four employees in Germany experiences occupational disability in the course of their working life.

The problem: 95 per cent of people are not covered for this situation. Suddenly, families no longer have enough money to pay for the house, finance the children’s activities, eat well and dress well. This vicious circle is nothing new: illness occurs, financial hardship sets in, and families break up.

Although the insufficiency of occupational disability coverage has been recognized for decades, the problem has been largely ignored. State aid is insufficient, and conventional insurance is expensive and often insufficient, too.

We won’t accept that. We are so deeply affected by the fate of our friends, co-workers and customers who experience occupational disability that we have made it our sole mission to help people who can no longer work.

We are BU. And we have developed solutions that are fair, inexpensive and guarantee real protection.

What are you planning 
for the future?

Good plan …

But what happens to that plan, if you‘re suddenly unable to work?

Europe’s best protection against the financial consequences of occupational disability, according to analysis by renowned management consultancies.

 

Highlights:

  • monthly pension of up to 250,000 euros
  • no health questions
  • diagnosis from your own doctor
More information

The classic from Biometric Underwriting: solidary occupational disability insurance as direct insurance.

 

Highlights:

  • no health questions
  • diagnosis from your own doctor
  • no waiting period
More information

 

Some of our clients:

Siemens Aktiengesellschaft
edeka
Ferrero Deutschland GmbH
bofrost Dienstleistungs GmbH & Co. KG
ABDA_Bundesvereinigung Deutscher Apothekerverbände_e.V
Arbeiter-Samariter-Bundes Deutschland e.V.
Autobahn Tank & Rast Gruppe GmbH & Co. KG
Bausch & Lomb
350×350
Börsenverein des Deutschen Buchhandels e.V.
Bundesverband deutscher Banken e.V.
CHRIST Juweliere und Uhrmacher seit 1863 GmbH
Deutsche Rentenversicherung Knappschaft-Bahn-See
ESCHE SCHÜMANN COMMICHAU
ETL
Heilwesennetzwerk RM eG
Hipp Holding
IG BCE Industriegewerkschaft Bergbau, Chemie, Energie
IKK
Netfonds AG
Sparkassen-Finanzportal GmbH
USE Union Sozialer Einrichtungen gemeinnützige GmbH
VdS Schadenverhütung GmbH
Logo_PKV
Verband Deutscher Wirtschaftsingenieure
VIACTIV Krankenkasse
Zweites Deutsches Fernsehen
WTS Group Aktiengesellschaft Steuerberatungsgesellschaft
noventi-logo
Parfümerie Douglas GmbH
350×350
350×350
350×350
350×350
Kanzlei Michaelis Rechtsanwälte Partnerschaftsgesellschaft
350×350
350×350
350×350
Stadtwerke

Some of our partner:

Ecclesia Versicherungsdienst GmbH
mrh
Droege Group AG
Logo_Hoesch
Apella_Aktiengesellschaft
DGbAV – Deutsche Gesellschaft für betriebliche Altersversorgung
fairlohnung
Finanzmakler Bodensee Konzept GmbH
Howden Group Ltd
LEUE & NILL GmbH + Co. KG
BachmeyerAssecuradeur Logo
BayernAssecuranz Logo
Logo_EVD
germanBroker.net
Miller
pensionssolutions
von Buddenbrock Concepts GmbH
wolfhaase
HWK_Logo
HWK_Logo
H+W_Logo_RGB_350x350